Taiwan AI Export Boom Drives Record High Excess Savings Projections
Taiwan's excess savings reached an all time high of NT$8.46 trillion because of the AI export boom. Taiwan's excess savings will exceed NT$8 trillion for the first time in 2026 according to projections. The Directorate General of Budget Accounting and Statistics DGBAS predicts that the current figure will reach NT$8.46 trillion. The current account surplus has increased because global demand for high end artificial intelligence AI servers has grown.
The term excess savings defines the amount of capital that remains after deducting gross domestic investment from national savings. Taiwan's domestic investment continues to grow in absolute numbers but it fails to match the total national income produced by exports.
The total value of gross national savings will increase to NT$16.28 trillion in 2026 from its current value of NT$10 trillion in 2024. The total value of gross domestic investment will reach NT$7.82 trillion in 2026. The excess savings rate will reach a record setting level of 26.03% according to forecasts.
The technology sector generates the record high surplus through its export dividends. Taiwan's GDP growth rate from AI integrated server shipments and advanced semiconductor product deliveries exceeds the domestic spending on infrastructure development. Tsai Yu tai the DGBAS Comprehensive Statistics Division director explained that manufacturers continue to expand their facilities while AI commodity income growth outpaces internal capital investment development.
The gross domestic investment increased to NT$7.82 trillion but the investment rate has decreased compared to previous levels. The AI boom has caused total GDP to expand so fast that domestic reinvestment will drop to 24.07% by 2026. The excess savings period which began in 2023 has progressed through the current fiscal year.
The national savings rate will increase to 48.9% this year according to projections which demonstrate high capital accumulation in both corporate and private sectors. The government together with financial analysts need to discover effective methods for returning the NT$8.46 trillion surplus into domestic economic channels which will prevent permanent structural problems while sustaining high tech export growth.
